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Commercial Credit Analyst I (On Site)

Employer
Rhinebeck Bank
Location
Poughkeepsie, USA
Salary
Competitive
Closing date
Feb 15, 2025
View more categoriesView less categories
Job Function
Accounting/Audit/Tax
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
We are seeking a Commercial Credit Analyst I to join our team. In this role, you will be responsible for analyzing requests for Branch Manager-level new money commercial loans, commercial line of credit renewals, express loans, annual reviews, credit cards, and PPCs. The position will provide the opportunity to grow into a Commercial Credit Analyst II . The ideal candidate will have a strong foundation in commercial credit analysis and a passion for professional development within the banking industry.

Essential Job Functions:
  • Underwrite commercial loans in accordance with the bank's credit policies, providing recommendations for approval or declination.
  • Conduct thorough analysis and prepare detailed, written presentations of loan requests for submitting to approving authorities.
  • Ensure efficient and effective communication with external and internal customers, accountants, and other key stakeholders.
  • Assist in handling detail-oriented projects and requests as needed.
  • Develop and maintain a working knowledge of the bank's lending processes, departmental information systems, and compliance with applicable Federal and State regulations.
  • Collaborate with other analysts and contribute positively to a team environment.
  • Maintain proficiency in Microsoft Office Suite (Outlook, Excel, and Word) for reporting, analysis, and communication.

Education & Experience:
  • Bachelor's Degree in Finance, Accounting, or a related field required.
  • At least 1 year of commercial credit experience preferred.
  • Completion of a Credit Training Course is preferred.

Other Qualifications:
  • Strong attention to detail and analytical skills.
  • Ability to work efficiently under pressure and meet deadlines.
  • A collaborative and positive attitude with the ability to contribute to team goals.
  • Proactive in learning and keeping up-to-date with industry trends and regulatory requirements.

Exciting Offer:
As part of our commitment to hiring top talent, we are offering a $2,000 sign-on bonus for candidates who are bilingual in Spanish .

As an Equal Opportunity / Affirmative Action Employer, Rhinebeck Bank will not discriminate in its employment practices due to an applicant's race, color, religion, sex, national origin, veteran or disability status, sexual orientation, gender identity, transgender status, or any other characteristics protected under applicable law.

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