Regional CLO

GENERAL DESCRIPTION OF POSITION

The Regional Chief Lending Officer directs the region's entire lending program and supervises all phases of the lending operations. This position guides and directs activities of all loan personnel under their immediate control.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Proactively work with the Chief Lending Officer in creating and carrying out a strategic vision for lending functions. This duty is performed daily.
2. Oversee and monitor lending activities for specific region. This duty is performed daily.
3. Ensures adherence to bank policies and procedures. This duty is performed daily.
4. Attract, direct, and train designated lending personnel. This duty is performed daily.
5. Establish, communicate, and uphold performance expectations and standards, related to lending goals. This duty is performed as needed.
6. Responsible for approving complex loans. This duty is performed as needed.
7. Completes required BSA/AML training and other compliance training as assigned.
8. The ability to work in a constant state of alertness and in a safe manner.
9. Perform any other related duties as required or assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION AND EXPERIENCE

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 8 years related experience and/or training, and 7 years related management experience, or equivalent combination of education and experience.

COMMUNICATION SKILLS

Ability to read, analyze, and understand the most complex documents; Ability to respond effectively to the most sensitive inquiries or complaints; Ability to write speeches and articles using original or innovative techniques or style; Ability to make effective and persuasive speeches and presentations on controversial or complex topics to top management, public groups, and/or boards of directors.

MATHEMATICAL SKILLS

Ability to apply advanced mathematical concepts such as exponents, logarithms, quadratic equations, and permutations. Ability to apply mathematical operations to such tasks as frequency distribution, determination of test reliability and validity, analysis of variance, correlation techniques, sampling theory, and factor analysis.

CRITICAL THINKING SKILLS

Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems. Ability to deal with nonverbal, logical or scientific symbolism such as formulas, scientific equations, and graphs. Ability to deal with a variety of abstract and concrete variables.

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

SOFTWARE SKILLS REQUIRED

Advanced: Contact Management, Spreadsheet, Word Processing/Typing

Intermediate: Accounting

WORKING CONDITIONS

Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the functions of this job, the employee is occasionally exposed to work near moving mechanical parts, work in high, precarious places. The noise level in the work environment is usually moderate.

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Moderate diversity, low physical. Work activities which allow for a moderate amount of diversity in the performance of tasks which are not as varied as those positions with high-level diversity and decision-making.

While performing the functions of this job, the employee is continuously required to reach with hands and arms, talk or hear, use hands to finger, handle, or feel; regularly required to sit; occasionally required to stand, walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

ADDITIONAL INFORMATION

The work schedule is generally Monday - Friday 8:00 am through 5:00 with occasional overtime required. Some travel may be required in this position.
-Experience in branch management administration, mortgage and consumer lending, or finance and marketing.
-Knowledge of lending policies and procedures, including state and federal regulations.
-Ability to negotiate with vendors.
-Knowledge of loan participation and purchase agreements.
-Knowledge of secondary marketing investment programs.
-Strong financial analytical and underwriting skills.
-Extensive supervisory and managerial experience.
-Ability to evaluate and train others.
-Proficient in Microsoft Word and Excel
-Good oral and written communication skills
-Ability to lift 15 pounds

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)