Credit - Structured Finance

Role ➢ Functional Responsibility / Domain Related • Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance transactions, and in responding to credit events. • Perform detailed credit and cash flow analysis of the portfolio. • Support in preparing internal credit research reports and notes for credit discussions and drafting publishable credit reports. • Build and maintain cash-flow model for structured finance deals (viz., RMBS, ABS, CLOs etc. across EMEA and US regions) using proprietary platforms and ensure the correctness of the cash flow output. Modelling involves: o Analyzing and interpreting transaction documents such as Offering Circular, Indenture, Term-sheet etc., to understand the structure and features of the deals. o Scripting payment waterfalls and related conditions as per the deal covenants using pre-built functions in the scripting tools to generate the required cash-flow output. o Testing the Cash-flow model through scenario analysis to comply all the requirement of legal document and the cash-flow criteria. o Model maintenance involving regular testing and validation of models based on the most recent reports. • Stay abreast of the latest developments in the structured finance market and understand / be able to comment on their potential impact. ➢ Process Adherence • Adopt the defined processes in day-to-day execution of assignments. • Identify process improvement avenues and identify value added work. • Ensure that knowledge gained is retained and documented through operating manuals. • Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization. ➢ Client Management / Stakeholder Management • Build and maintain relationships with international clients. • Set expectations with clients regarding scope of work, timelines etc. for routine tasks. Candidate Profile ➢ Excellent oral and written communication skills ➢ Understanding of accounting and financial analysis and concepts ➢ Positive attitude with qualities of a team player ➢ Solution orientation ➢ Open to new ideas and initiatives ➢ Ability to build client relations and take a view based on client guidance. ➢ Ability to take ownership and execute tasks independently. ➢ Ability to deal with pressure. Essential Qualifications ➢ For hiring level (10A/11A): Two years full-time MBA (Finance) or equivalent degree in Quantitative Finance OR CFA (Level III Cleared) OR FRM (Level II cleared) with 1-2 years of relevant work experience. OR ➢ For hiring level (9A): Undergraduate degree in Finance with CFA (Level III Cleared) OR FRM (Level II cleared)