Assistant Lending Manager (Unsecured) - Hang Seng Bank (HK)

Job description
A Career with Hang Seng Bank
Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.
WPB Credit and Financial Crime Risk Control - Credit Control Services
We are currently seeking a high caliber professional to join our department as Assistant Lending Manager (Unsecured).
Principal responsibilities

• Assess, approve and review unsecured lending applications in accordance with the Bank's retail lending policies and collaborate with business units to facilitate and monitor the approval process
• Develop and maintain a close relationship with counterparts
• Keep abreast of the market changes to ensure the competitiveness of our products / services
• Assist in the review of lending policies and guidelines as well as participate in product development, service enhancement and other ad hoc projects

Requirements

• University degree in a related discipline OR other relevant qualification
• Minimum 5 years' banking experience, with at least 3 years in consumer lending
• Knowledge of credit assessment and loan operation as advantage
• Strong business sense with good communication, interpersonal and analytical skills
• Resilient, capable to work effectively and responsibly in a dynamic environment
• Ability to embrace change and overcome challenges
• Proficiency in both English and Chinese
• Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes

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