WIB Senior Credit Officer, Level 2

Job Description

• Permanent Role
• Sydney based - hybrid working.
• Incredible opportunity to join Westpac's Institutional Credit team

How will I help?

The WIB Senior Credit Officer will be primarily responsible for credit risk approval and management of a portfolio of Bank and Non-Bank Financial Institutions exposures. Responsibilities will extend to credit risk management of Financial Markets and Treasury activity. More specifically, you will demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans. You will adopt a continuous improvement policy to build the Westpac brand leadership in the market. In addition to this you will:

• Contribute to the strategic positioning of WIB to ensure that credit strategies and policies are appropriately aligned with business units objectives.
• Contribute to the development of a sound credit culture within the business.
• Work closely with the business to optimise risk utilisation to maximise the return to the bank from the defined / available risk appetite.

What's in it for me?

Inspiring locations. Flexible workspaces. And unexpected opportunities. Plus, the backing and great benefits from one of the most refreshing employers in Australia. For example, you'll be able to have access to some of the best banking, wealth and insurance benefits in the market, be paid well, as well as an entire suite of online learning and career planning tools so you can grow.

Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

What do I need?

The ideal candidate will come from an extensive background of credit-related roles, previous delegated authority to approve credit risk is highly desirable. You will have previous experience in credit analysis of the Bank and Non-Bank Financial Institutions sector. In addition, Structured Finance experience will be considered highly advantageous. Additionally, the preferred candidate will have:

• Practical knowledge of legal documentation.
• Ability to act independently, think innovatively, solve problems and exhibit a growth mindset.
• Superior communication skills, as well as excellent negotiating and influencing skills.
• A business degree or post graduate finance qualification would be well regarded as well as industry qualifications such as CFA, AIMR, GARP or PRMIA.

What's it like to work there?

For the past 200 years, we've been backing people, businesses, communities, and ideas. As Australia's first bank, we've adapted and evolved, inspired by our customers and a genuine desire to create better futures.

Together, we're creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.

We make change happen in the community. It's our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.

Together, we're creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.

• We inspire our people and together we are creating better futures. It's our passion for embracing diversity and creating opportunities that enables them to dream big and fulfil their potential.
• We empower our customers. It's our strength, agility and heart that gives them the confidence to navigate change and forge new paths. Empowered, our customers are creating better futures.
• We make change happen in the community. It's our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.
• We deliver for our shareholders by creating better futures together. It's our ability to generate value for this generation and the next, which makes our shareholders proud to invest in us.

How do I Apply?

Start here. Select the APPLY or APPLY NOW button.

At Westpac we are committed to providing a supportive culture and creating diverse, inclusive, and accessible workplaces, branches, products and services for our customers, employees, and community. This role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If you have questions about the recruitment process, please email talentacquisition@westpac.com.au

Do you need reasonable adjustments during the recruitment process?

We can provide reasonable adjustments for individuals with disability and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please call 1800 655 592 Option 2.3 or email talentacquisition@westpac.com.au