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Credit Analyst

Employer
No
Location
Colombo (LK)
Salary
Salary + Benefits
Closing date
Aug 8, 2024

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Program Outline

Nations Trust Bank's Credit Analyst Program is one of the most robust training programs that allow you to elevate your career path. The selected candidates will be going through a 9-month comprehensive training program and upon successful completion and evaluation you will have the opportunity to join as a Junior Manager in Corporate or Commercial Banking Units. 

Special Skills 

  • Credit Knowledge 
  • Client relationship management 
  • Deal structuring, external stakeholder management Knowledge in financial industry & Economic outlook 
  • Logical & analytical skills 
  • A fair knowledge / understanding of theoretical and practical skills in lending and finance 
  • Good interpersonal & communication skills 

 Job Responsibilities 

  • Carry out detailed analysis on assigned clients' financial accounts, business models, market conditions to determine the risks in credit and prepare credit memos/reports for the approval highlighting the risks
  • Conduct credit structuring as per the needs of respective clients, while establishing risk mitigating techniques. 
  • Facilitate cross-selling of Bank’s products and services among Consumer, Commercial and Corporate clients. 
  • Ensure the portfolio and all lending transactions comply with the Bank’s credit policy and guidelines. 
  • Post disbursement monitoring, covenant tracking, compliance and housekeeping to maintain a quality portfolio. 
  • Carry out quarterly credit spot checks on all branches or assigned portfolio to ensure smooth credit operation. 
  • Assist the team in managing daily activities relating to the portfolio and advice on matters pertaining to risk and reward. 
  • Pro-actively manage risks and excess on portfolio and ensure highest credit standards. 

 Experience & Qualifications 

  • Bachelor's degree in finance / economics or accounting from a reputed university (Fully qualified) 
  • CIMA/ ACCA/CFA /CA (/Final stage) 
  • Age 21-27 years

 

 

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