Head of Group Credit & Risks

Responsibilities

• Lead Credit & Risks Department
• Assist convener to lead and prepare for Risk Management Committee
• Ensure all credit risk related policy, guidelines and procedures strictly comply with the Group and regulatory requirements
• Work closely with business lines both Hong Kong and Macau to conduct credit risk assessment, identify potential risk and provide advice on mitigation measures
• Monitor the quality of the loan portfolio of the Group
• Review and analyze new credit proposals and renewal proposals with justifications and recommendations
• Design and update credit risk framework, reporting system and related policies and procedure to drive sound control culture
• Keep abreast of the latest regulations and regulatory requirements on risk management to ensure the internal controls are effective and the operation are in compliance with regulatory requirements
• Develop and maintain internal policies, procedures and control manuals
• Handle ad hoc tasks as assigned

Requirements

• Degree holder in Economics, Finance, Accounting or other relevant disciplines
• 15+ years of relevant corporate and institutional credit experience in the commercial/ investment banking environment within an overall credit portfolio context
• Professional designation (CPA, ACCA, CA or equivalent) would be an advantage
• Proven credit analysis, financial analysis and adjudication skills
• Strong understanding of financial statements and credit scoring methodologies
• Thorough understanding of lending risk management guidelines with strong compliance culture
• Familiar with both Hong Kong and Macau lending markets
• Proficient in written and spoken English and Chinese
• Weekly travel to Macau is required
• Immediately available is highly preferred

Application

We offer competitive remuneration and fringe benefits including but not limited to the followings:

• 22 - 25 days Annual Leave
• Caring Leave (including birthday leave, graduation leave, wedding leave, volunteer leave, children graduation leave, children wedding leave, etc.)
• Attractive remuneration package

Interested parties, please click "APPLY NOW". For more information or inquiry, please contact us at +852 9882 7957.

All information provided will be treated in strict confidence and only be used for recruitment purposes.

Website: www.delta-asia.com