Credit Risk - Senior Analyst - Manager

Job Summary

• Sydney
• Permanent
• JN -092023-1947481
• Sep 20, 2023
• $120k - $160k

Job Description
Exciting opportunity for a Credit Risk professional to join a leading Australian-owned Fintech and be involved in a broad range of projects across the Business

About The Role:

• Working across all credit processes identifying opportunities to automate and improve operational efficiencies delivering outstanding customer experience
• Create and maintain reports on key risk metrics, concentrations, and stratifications of the loan portfolio;
• Collaborate with key stakeholders to drive initiatives leading to delivery of credit performance within the agreed risk appetite scorecard for each product
• Lead the charge on enhancement of Expected Credit Loss Provisioning process and forecasting including liaison with third parties for timely and accurate outcomes
• Effectively interacting and collaborating with colleagues from across all functions of the business including compliance, technology, marketing, operations, and finance.

About You:

• Experience in consumer lending with a solid understanding of unsecured credit risk policy levers
• Ideally you will have a Bachelor's degree or higher within either, Computer Science, Math, Statistics, Engineering, Economics or similar quantitative field of study
• You must possess a general understanding of consumer credit products
• Highly analytical with attention to detail - experience in loss provisioning models per AASB9 standards desirable
• Demonstrated ability to perform analysis on substantial data sets within SQL,SAS, R, Excel or similar analytics
• Knowledge of legal and regulatory framework regarding consumer credit would be an advantage
• Willingness to work in an environment of uncertainty with significant autonomy.

Only candidates who possess FULL AUSTRALIAN WORKING RIGHTS will be considered.