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Credit Risk and Rating Analyst

Employer
Bruin
Location
London, United Kingdom
Salary
Competitive
Closing date
Jul 29, 2023

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Job Function
Other
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Job Responsibilities:
  • The role is balanced between credit risk analysis, credit ratings and credit risk modelling and will require a very strong understanding of residential mortgages, equity release mortgages and structured finance credit risk modelling.
  • Evaluating and challenging existing and new investments proposed from a risk perspective with a focus on structured assets. The role focuses as much on new investments as on monitoring the portfolio, which involves performance reporting as well as risk management recommendations.
  • Monitoring and assigning internal credit ratings, developing and maintaining internal credit methodologies and rating models.
  • Presenting well-structured credit risk and rating recommendations to senior management.
  • Developing and maintaining strong relationships with key internal and external stakeholders including the asset and trading origination team, the risk team or senior management.

Skills and experience required:
  • Minimum of 2-3 years of rating agency experience or similar in structured finance, with experience in residential mortgages, equity release mortgages and RMBS.
  • Strong analytical skills and attention to detail with a high level of proficiency in Excel/VBA and excellent financial modelling skills.

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