Executive Director, Financing Solutions

Job Summary
Structuring and executing commercial real estate financing transactions. Execution of financing transactions covering all aspects required for successful closure of transactions. Assessment on the eligibility of approving lending transactions based on the delegated credit approval chain. Assessment of third party reports in order to determine whether specific properties will provide adequate protection and suitable security for loans and syndicated loans. Reviewing financial modelling and debt capacity for the real estate transactions. Preparation and review of internal credit risk approval papers including Business Credit Applications and Preliminary Screening Reviews. Perform deal economics and the pricing of facilities. Review, and monitoring of the real estate portfolio in the US internally. Review independent appraisals and valuations, financials covenants and risk triggers on real estate loans. Compose term sheets for transactions. Manage deal from inception to closing.
Responsibilities
Deal team leader in the commercial real estate vertical in the Financing Solutions team in the US
Strategy

• Actively participate to further build out the Financing Solutions and Global Credit Markets strategy for the
• Americas, which aims to maximise shareholder value, identifies, and creates areas of competitive advantage and aligns to the overall strategic direction of the wider business.

Business

1. Commercial Real Estate

• Structuring and executing commercial real estate (CRE) transactions alongside CRE Industries team and Financing Risk; winning mandates through understanding of client needs, structuring, tailoring and negotiating of appropriate financing solutions.
• Work closely with stakeholders to structure and price real estate loans with the goal of maximizing profitability and minimizing use of balance sheet.
• Ensure mandates are properly and expediently executed to the highest standards
• Work closely with CRE Industry Bankers to up-tier key client relationships and help propagate an advisory culture
• Support the CRE Industry Bankers to initiate and develop new relationships with target clients and develop and maintain existing client relationships

1. Loan Syndications

• Originate Syndicated Loan deals in Americas, with focus on CRE, aligned to the overall strategic direction of Global Credit Markets and CCIB
• Manage the Loan Syndications processes, ensuring compliance with applicable internal policies, and external laws and regulations, and operating within risk tolerance and risk appetite.
• Responsible for production and distribution of marketing materials and communications to clients in relation to Loan Syndications products

Processes

The role involves understanding of and compliance with strict and complex regulations and internal
policies, procedures, and rules

• Efficiently executing originated transactions by working closely with CIB and other product partners, Legal, Compliance, Credit, Loans & Agency and obtaining all requisite approvals.
• Working with internal and external lawyers to work through structural / regulatory issues and to negotiate documentation in line with SCB standards and approvals.
• Ensure appropriate balance across the matrix of roles and responsibilities to ensure optimal outcome across businesses, processes and governance.

People & Talent

• Lead through example and build the appropriate culture and values

Risk Management

• Responsible for origination and structuring of syndicated loans, ensuring transaction structures (senior mortgage, A/B notes, mezzanine financing) are marketable
• Ensures the Financing Solutions business in the Americas is carried out within the Group's risk appetite and reputational and credit risks are appropriately managed in conjunction with direct reports and other stakeholders

Governance

• Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Take individual responsibility to ensure risk-taking is disciplined.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct .
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the US Financing Solutions team to achieve the outcomes set out in the Bank's Conduct Principles: Fair outcomes for clients, Financial crime compliance, the right environment
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Key stakeholders

• Global Head FS
• FRISK EU and Americas
• Head of CRE Americas
• Global Banking (GB) Head Americas
• Corporate and FI teams
• FM sales
• Private Side Structuring
• Credit Risk, Legal, Compliance
• Credit and Portfolio Management

Other Responsibilities

• Demonstrate Here for good and Group's brand and values in daily behaviour
• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

• Minimum 7 years originating and executing commercial real estate transactions as a senior lender focused on non-recourse lending.

Role Specific Technical Competencies

• Manage Conduct
• Risk management & Internal controls
• Compliance- Governance, oversight and control
• Risk management- Market/liquidity
• Business- strategy and model
• Business- market knowledge

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Expected annual base pay range for the role is $256,000 - $320,000 .The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations. Learn more about what we offer ( https://www.sc.com/us/careers ).