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Lending Specialist, Private Banking

Standard Chartered Bank
Singapore, Singapore
Closing date
May 30, 2023

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Job Function
Wealth Management
Industry Sector
Finance - General
Employment Type
Full Time
Role Responsibilities
To assist in providing lending solutions in the Private Banking, across all the key footprint markets of Standard Chartered Bank. In essence, to proactively propose bespoke financing solutions in meeting the requirements of our Private Banking clients, including helping to diversify and build their personal wealth. On the other hand, keeping an analytical view and assessment on the underlying risks whilst proposing mitigations to address such risks and upholding the values of Standard Chartered Bank.
  • Support lending strategy for the PvB locally and globally.
  • Analyst / Associate based in Singapore.
  • Assists in the analysis and assessment of bespoke financing cases, in conjunction with the relevant teams. This would include analysing and evaluation financial conditions, operations, market position of the underlying company.
  • Working closely with a senior lender from start-to-end in execution of loans.
  • Prepare appropriate client proposals, pitchbooks, industry updates.
  • Track market and general financial and economic developments.
  • Participate on identified projects to spearhead lending initiatives.
  • Collaborate with frontline, other support functions, business partners, and product specialists to deliver One Bank and provide effective client solutions.
  • Support the delivery of the Private Bank business' short and longer-term objectives.
  • Support RMs in the credit process and perform tasks as per Global CST Engagement DOI.
  • Get involved and lead some of the development as part of the credit process upgrades.
Risk Management
  • Do what is right in order to avoid reputational risks and operational losses.
  • Gain thorough understanding of risk and control environment and drive rectifications as required.
  • Ensure systems and procedures are in place to safeguard the security, integrity and confidentiality of information.
  • Ensure that systems and controls are adequate and in compliance with Group and Business policies, procedures, standards and codes, including those governing all Risk types, Compliance, Operational Risk, Technology and Operations, Finance and Reputation.
  • Adherence to the following Regulatory Compliance policies and processes (both on-shore & offshore, as is applicable) including but not limited to Treating Customers Fairly, Suitability, KYC, AML, CDD, AOD, AML, sanctions laws and terrorist financing, regulations, rules and standard business practices.
  • Ensure adherence with the highest standards of ethics and compliance with relevant policies, processes and regulations.
Regulatory & Business Conduct
  • Display exemplary conduct and live by the Group's Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead Group Product Functions to achieve the outcomes set out in the Bank's Conduct Principles, Fair Outcomes for Clients, Effective Operation of Financial Markets and Financial Crime Prevention.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
Key stakeholders
  • Global Head of Lending Solutions
  • Local Head of Credit PvB ASEAN
Our Ideal Candidate
  • A Bachelor's or Master's degree from a reputable university (preferably in a relevant field).
  • 1 + Years experience within the banking and financial sector.
  • Strong financial analysis skills and excel skills.
  • Good writing skills.
  • Self-starter and is able to execute assignments independently with ability to interact directly with clients for day-to-day matters.
  • A team player with strong social skills, highly adaptable.
Role Specific Technical Competencies
  • Risk management
  • Manage conduct
  • Products and processes
  • Financial Analysis and Control
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
  • Flexible working options based around home and office locations, with flexible working patterns
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
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