Senior Associate / Associate Director, Industrials Credit Analyst

• Opportunity to join Westpac's Institutional Bank
• Established career paths and progression opportunities
• Sydney location
• Senior Associate or Associate Director levels welcome (Credit Analyst role)

How will I help?

Customer Insights & Analytics ("CI&A") is a collaborative global team responsible for high quality origination and delivery of best-in-class customer and industry insights, to differentiate our sales proposition and enhance our conversations with valued clients. Our portfolio risk management provides robust analysis to support and deliver sustainable credit decisions, within a wholesale banking environment.

CI&A Consumer & Industrials is a dynamic and engaging part of Westpac's Institutional Bank, typically working with corporate clients with complex financing requirements. Analysts work closely with the Relationship Managers providing innovative solutions for our customers' banking needs.

An excellent opportunity has arisen for a dedicated, nimble and enthusiastic person to join Westpac Institutional Bank in the Customer Insights & Analytics team, in Sydney. The team has an inclusive culture that supports learning, with both formal training and mentorships available, and encourages collaboration.

The primary responsibility of this Credit Analyst role is to efficiently manage a portfolio of corporate customers, ensuring the ongoing monitoring and management of your customer portfolio are met, specifically risk profiling, financial analysis and preparation of credit submissions. The successful candidate will also be involved with the origination of new complex transactions, and work closely with the team on private equity sponsored transactions.

Your main responsibilities will include but are not limited to the following:

• Relationships: build relationships and establish rapport with both clients and internal stakeholders, and support Relationship Managers by participation in and contribution to customer meetings
• Industry Research: developing and reporting industry insights, and sharing this knowledge with key internal stakeholders and customers
• Analysis: risk profiling, financial analysis and preparing credit submissions
• Monitoring: undertaking dynamic risk management of assigned customers incorporating accurate and timely monitoring of triggers, covenants, completion of periodic reviews and continuous risk monitoring
• Collaboration: information sharing and contributing to strategy papers and other team initiatives

What'sin it for me?
Job flexibility and the financial benefits for being part of the Westpac team (like special banking, wealth and insurance offers), and training so your career can grow as you do. You'll also be encouraged to take part in our fun community projects as a paid volunteer.

What do I need?

Success in this role will rely on your ability to quickly review, digest and contribute to credit analysis and portfolio management, working both independently and supporting the team. Your ability to suggest and carry out practical actions to deal with issues will be encouraged.

The successful candidate will have analytical responsibility for a discrete portfolio of Consumer and Industrial customers, as well as providing support for the origination of new customers into the Westpac Institutional Banking portfolio.

Some further advantageous skills:

• Experience in corporate and institutional banking, finance, accounting or a corporate background;
• A relevant tertiary qualification with a major in Accounting, Commerce or Finance preferred;
• Proficient oral and written communication skills, being able to interact with a wide range of internal and external stakeholders;
• Enthusiasm, drive to seek a challenge, adaptability and be a quick learner;
• Attention to detail and operational expertise; and
• Client interaction / relationship management experience would be beneficial.

What is it like to work there?

For the past 200 years, we've been backing people, businesses, communities, and ideas. As Australia's first bank, we've adapted and evolved, inspired by our customers and a genuine desire to create better futures.

Together, we're creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.

• We inspire our people and together we are creating better futures. It's our passion for embracing diversity and creating opportunities that enables them to dream big and fulfil their potential.
• We empower our customers. It's our strength, agility and heart that gives them the confidence to navigate change and forge new paths. Empowered, our customers are creating better futures.
• We make change happen in the community. It's our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.
• We deliver for our shareholders by creating better futures together. It's our ability to generate value for this generation and the next, which makes our shareholders proud to invest in us.

How do I Apply?
Start Here. Just click on the APPLY button.

As part of our commitment to creating a diverse and inclusive workplace, this role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, people with a disability and Indigenous Australians to apply.

The health and wellbeing of our employees is our priority and we will ensure that physical distancing requirements are met in all our workplaces as long as required.

As part of our commitment to creating a diverse and inclusive workplace, this role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If an adjustment is required to assist you during our recruitment process, please email talentacquisition@westpac.com.au

Do you need reasonable adjustments during the recruitment process?

At Westpac we are committed to providing a supportive culture and creating inclusive and accessible workplaces, branches, products and services for our customers, employees, and community.

We can provide reasonable adjustments for individuals with disability and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please call 1800 655 592 Option 1.2 or email talentacquisition@westpac.com.au