Credit Risk(Senior Associate)
- Employer
- Elysian Executive Solution
- Location
- Hong Kong, Hong Kong
- Salary
- HK$30k - HK$45k
- Closing date
- May 12, 2023
View more
- Job Function
- Risk Management
- Industry Sector
- Finance - General
- Employment Type
- Full Time
- Education
- Bachelors
You need to sign in or create an account to save a job.
Responsibilities:
Requirements:
- Self-starter and evaluate financial condition/credit worthiness of applicants
- Perform risk assessment and continuous monitoring of your assigned portfolio, including assisting Business in preparing loan requests as necessary, occasionally meeting with customers together with the Sales team in order to better understand business and/or credit requests
- Provide approval recommendations independently and proactively to Business on rating, facility size, requirements for trading, collateral and security documentation
- Prepare counterparty reviews/transactional credit proposals, drawing conclusions relating to credit assessment, risk appetite, exposure drivers and business prospects
- Monitor counterparty and portfolio credit quality, as well as key risk drivers of portfolio credit exposure on a continual basis complying with policies, procedures, security requirements, and government regulations
- Daily monitoring of credit exposure against approved limits and parameters. The position will require familiarity with credit risk processes and systems and coordination with business and support units, such as relationship management, legal and operations
- Perform ad hoc credit risk analysis and portfolio deep dive when necessary
- Proactively monitor Corporates, Banks and other Non-Bank Financial Institutions, across the region ensuring appropriate management of deteriorating conditions in the portfolio and the factors influencing these circumstances
- Liaise with HO Risk in Beijing and local site risk management as well as business managers in respect of all credit risk related issues
- Assist line manager with the preparation of the monthly Risk Management Committee reports inclusive of analysis of firm's exposures, counterparties of concern, and pertinent credit issues
Requirements:
- An undergraduate or post graduate degree in Accounting, Finance or a related field
- Significant number of years' experience of working in a bank or a financial institution focusing on loan approval or risk research/analysis related to Chinese Corporates and Institutions
- Solid accounting knowledge is perferred
- 2-4 years of professional work experience, financial services preferred analyzing credit risk for Greater China region companies
- Good understanding across all Global Markets products and risk mitigation techniques.
- Good understanding of financial derivatives, especially on legal documentation and loan documentation
- Ability to form effective relationships and achieve influence at the front office staff
- Strong writing, analytical, communication and presentation skills
- Eager and proactive to learn new things
- Communication and interpersonal skills, including the capacity to articulate the case for risk management in the language of business
- Understand and interpret complex business requirements
You need to sign in or create an account to save a job.
Sign in to create job alerts
Sign in or create an account to start creating job alerts and receive personalised job recommendations straight to your inbox.
Create alert