Analyst - AD - Credit Analyst with Top Tier European Bank

Employer
Selby Jennings
Location
Hong Kong, Hong Kong
Salary
Negotiable
Posted
Dec 09, 2022
Closes
Dec 17, 2022
Ref
18074239
Job Function
Credit Analysis
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Responsibilities
  • Specializing in Financial Institutions clients with knowledge of Banks; Broker Dealers; Insurance; Leasing; Sovereign clients preferred.
  • Prepare comprehensive and clearly written group mandates and business credit applications for credit approval on a timely and effectively basis.
  • Seek credit approval to waive or change of facility terms and conditions.
  • Follow up closely with customers or respective Relationship Manager on submission of financials for timely preparation of credit grade assessment and financial analysis.
  • Proactively monitor excesses and communicate with customers in line with account strategy, seek proper approval for excesses and monitor loan & bills repayments in accordance with the Bank's policies and procedures.
  • Monitor risks on a continuous basis (via monthly CaRT checking, financial updates and press releases/news) with prompt reporting and appropriate action to deal with irregularities in order to minimize loss to the Bank.
  • Attend client meetings and site visits as part of risk assessment.
  • Participate in and provide feedback on ad hoc credit related exercises and risk reporting (e.g. Tall Tree stress testing, industry review).
  • Assist in preparation of regulatory (e.g. HKMA), internal reports (portfolio review).

Criteria
  • University degree major in Finance / Accounting / Business, Auditing background preferred.
  • 3 - 6 years professional and solid working experience in corporate lending business, exposure in blue chips and / or red chips preferred.
  • Specialising in Financial Institutions clients preferred.
  • Good command of spoken and written English, Cantonese and / or Mandarin.
  • Able to work under pressure and multi-tasking.
  • An organized team player who can work independently.
  • Good inter-personal and negotiation skill.
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