Analyst - AD - Credit Analyst with Top Tier European Bank

Selby Jennings
Hong Kong, Hong Kong
Dec 09, 2022
Dec 17, 2022
Job Function
Credit Analysis
Industry Sector
Finance - General
Employment Type
Full Time
  • Specializing in Financial Institutions clients with knowledge of Banks; Broker Dealers; Insurance; Leasing; Sovereign clients preferred.
  • Prepare comprehensive and clearly written group mandates and business credit applications for credit approval on a timely and effectively basis.
  • Seek credit approval to waive or change of facility terms and conditions.
  • Follow up closely with customers or respective Relationship Manager on submission of financials for timely preparation of credit grade assessment and financial analysis.
  • Proactively monitor excesses and communicate with customers in line with account strategy, seek proper approval for excesses and monitor loan & bills repayments in accordance with the Bank's policies and procedures.
  • Monitor risks on a continuous basis (via monthly CaRT checking, financial updates and press releases/news) with prompt reporting and appropriate action to deal with irregularities in order to minimize loss to the Bank.
  • Attend client meetings and site visits as part of risk assessment.
  • Participate in and provide feedback on ad hoc credit related exercises and risk reporting (e.g. Tall Tree stress testing, industry review).
  • Assist in preparation of regulatory (e.g. HKMA), internal reports (portfolio review).

  • University degree major in Finance / Accounting / Business, Auditing background preferred.
  • 3 - 6 years professional and solid working experience in corporate lending business, exposure in blue chips and / or red chips preferred.
  • Specialising in Financial Institutions clients preferred.
  • Good command of spoken and written English, Cantonese and / or Mandarin.
  • Able to work under pressure and multi-tasking.
  • An organized team player who can work independently.
  • Good inter-personal and negotiation skill.
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