Perform Bank, Non-Bank Financial Institution and Corporate counterparty credit analysis (including P&L, balance sheet, cash flow and sensitivity analyses).
Provide reviews of new transactions including an assessment of credit mitigants such as collateral and margining.
Provide a review of financial models and valuations.
Provide post-execution credit monitoring (including annual reviews of existing limits).
Support the Risk Department in ensuring that all risks are captured, monitored and reported to the relevant governance bodies so senior management is aware of the nature and magnitude of the risks taken and can where necessary take corrective action.
Assist the Risk Department to coordinate, arrange and circulate papers for the meetings, produce minutes promptly that adequately record the decision and conditions imposed by the Risk Governance Committees.
Support the Risk Department in ensuring that all regulatory risk documentation, ( e.g. ICAAP, Recovery Plan, Resolution Pack) is kept up to date and suitably approved by the relevant governance bodies.
Key Competencies & Qualifications
Certifications ACA/ CFA or equivalent
0-5 years proven experience in Credit Risk
Bachelor's Degree or relevant equivalent working experience in Audit, Corporate Finance or Risk Management roles.
Ability to recognize not just credit-associated risks but also awareness of legal, compliance and reputational aspects of all transactions
Ability to operate in a fast moving dynamic organization, whilst maintaining balance between the business expansion requirements and prudent risk management.
Demonstrable business and sector awareness and a keen appreciation of emerging and frontier markets and industry developments.
Independent decision maker with ability to support and defend conclusions.
Strong financial analysis skills and knowledge of financial products (desirable).