Assistant Relationship Manager - Real Estate Finance

Chamberlain Career Management Limited
London, United Kingdom
Sep 24, 2022
Oct 13, 2022
Industry Sector
Finance - General
Employment Type
Full Time
Assistant Relationship Manager - Real Estate Finance

The Bank:

An established, well-funded and capitalised UK Bank with a 70-year track record. From their offices throughout the UK the Bank's lending businesses focus on Asset Based Lending, Motor Finance, Retail Finance and Real Estate Finance.

Customers are at the heart of everything the Bank does, and people are their biggest investment. A career with this Bank is not just a job, it's the chance to be part of something bigger and play a role in building the best bank in Britain.

The Bank believes in giving their employees autonomy and recognising initiative and exceptional performance through a variety of individual and team awards and incentives.

Business Area Summary:

Real Estate Finance is a core and extremely important, growing part of the Bank's business.

Everything they do is focused on providing industry expertise and financial support so property investors and developers can realise their ambitions.

From family homes to mixed-use schemes or student accommodation, their funding specialists support property development and investment projects throughout the UK.

Job Purpose:
  • To support the management of the Real Estate Finance pipeline through to successful completion, keeping all parties updated and proactively chasing progress
  • To maintain and assist with in-life support for existing customer base
  • To support the Real Estate Finance Relationship Directors to grow the customer base by consistently delivering excellent customer service

Key Responsibilities:
  • Support the management of the deal execution process, take personal responsibility for ensuring a positive customer experience
  • Project manage all transactions within appropriate timescales, proactively chase internal and external partners to facilitate drawdown of funds
  • Advise the Relationship Director of progress, agree action plan for any issues and execute to take deal to next stage
  • Collaborating with Relationship Directors and borrowers to fulfil CDD/CRA requirements during the life of the customer relationship
  • Responsible for obtaining professional quotes for legal, monitoring surveyor and valuation services, preparing instruction letters for professional services to act on behalf of the Bank, ensuring the most up to date versions are utilised
  • Review and present all conditions precedent for sign off by Relationship Director and Credit ensuring supporting documents are accurate and saved in appropriate locations
  • Obtain and collate covenant information from customers ensuring supporting documents are accurate and saved in appropriate locations
  • Ability to prioritise and work to tight deadlines, assist other team members during peak periods
  • Identify, assess, and escalate all risks and ensure compliance with internal Policies and external regulations (including Customer Due Diligence, Records Management, Information Security, Complaints, Anti-Bribery & Corruption)
  • Collating information necessary to facilitate tranche drawdowns and present the information in a timely manner to the Relationship Director
  • Liaise with borrower, professional panel and finance in respect of repayments and security releases (procuring the necessary information and present to the Relationship Director for submission to credit) ensuring internal systems are kept up to date and accurate
  • Work collaboratively with the Relationship Team, Financial Crime, Credit & Governance & Quality Assurance to deliver a 1st class service to the Bank's customer base
  • Input data to maintain accurate records relating to the portfolio to ensure data quality / MI reporting remains robust, aspire to 100% right first time (Aurius, I-Drive, nCino)

Knowledge & Experience Required:
  • Experience in Financial Services and working knowledge of Financial Services regulations (i.e. customer due diligence, anti-money laundering, GDPR, etc.)
  • Experience and expert knowledge of Customer Due Diligence, methodologies and standards, preferably in Real Estate Finance or generalist Commercial banking
  • Background of high performance in a Real Estate Finance or generalist Commercial banking environment, exceptional customer service essential
  • Strong prioritisation skills and proven track record in working under pressure
  • Ability to engage and influence multiple stakeholders at various levels across the Bank
  • Strong verbal and written communication, analytical skills, problem solving and judgement
  • Attention to detail and accuracy
  • Ability to work in a fast-paced environment, prioritise, plan and execute to agreed timelines under limited supervision
  • Good IT skills
  • A-level or Banking Qualification

How You Will Be Rewarded:
  • This is an opportunity to be part of an established team within an established but growing bank and division
  • This is a chance to be part of a nimble organisation where career opportunities are there for the taking as they continue to grow
  • Training, learning and development via the Bank's Real Estate Finance Academy
  • You will receive a very competitive basic salary, generous discretionary bonus plus pension, life cover, and other flexible benefits.
  • Flexible working - the option to work 2 days a week in the office and 3 days a week from home
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