VP, Credit Officer, Structured Lending & Financing RMBS

New York, USA
Aug 14, 2022
Aug 17, 2022
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Barclays Services Corp.

What will you be doing?

• On behalf of a global financial services organization, analyze credit data, risk, and financial data to manage securitized lending portfolio and maintain oversight of material trading and financing activities across specialty finance counterparties including mortgage real estate investment trusts.
• Prepare credit reviews for internal risk management by reviewing counterparties from credit risk standpoint.
• Conduct residential-focused securitization analysis techniques across Residential Mortgage Backed Securities (RMBS) asset class.
• Liaise with support functions across investment bank and corporate bank for legal, compliance, and operations considerations in support of approving and managing credit risk associated with clients.
• Analyze risks of finance and production trading and negotiate financial and non-financial covenants to be enacted through legal documentation.
• Establish transaction, mortgage lending limits, and trading limits.
• Perform on-site operational and financial due diligence of clients.
• Prepare and analyze credit proposals for new and existing clients.
• Interface with bankers and traders to provide structuring oversight.
• Contribute towards policy and process improvement initiatives.
• Prepare periodic sector research reports to assess industry trends.

What we're looking for:

Must have a minimum of Bachelor's degree (3 or 4 year degree acceptable), or foreign equivalent, in Business, Finance, Commerce, Management or related field and at least five (5) years of post-baccalaureate experience as a Credit Analyst, Credit Officer, Credit Risk Specialist or a related occupation within the investment banking or financial services industry. In the alternative, will accept any level of education and at least seven (7) years of experience in above referenced occupations within the investment banking or financial services industry. Must have any amount of employment experience with each of the following required skills: Leveraging securitized products knowledge to analyze risk associated with underlying collateral; Financial analysis to analyze creditworthiness of counterparties and set financing limits; Negotiation covenants and terms regarding counterparty financial viability; Leveraging knowledge of mortgage industry to ascertain risks and drivers of U.S. mortgage industry; Risk management including analyzing market risk, liquidity risk, credit risk, operational risk, and regulatory risk; Bloomberg, SNL, and Factiva to collage industry data and prepare sector report; Preparing and overseeing documentation for credit decisions, including credit memos, detailed financial forecasts, and credit risk rating models; Overseeing portfolio monitoring across counterparties.

Where will you be working?

You will be working at our American Headquarters at 745 Seventh Avenue. This 37-story office tower is located in Times Square in the heart of Manhattan and features a cafeteria, fitness center and state-of-the-art LED signage on the façade of the building. The building is easily accessible to Restaurants, Shops and Public Transportation.

Interested and want to know more about Barclays? Visit home.barclays/who-we-are/ for more details.

Our Values
Everything we do is shaped by the five values of Respect, Integrity, Service, Excellence and Stewardship. Our values inform the foundations of our relationships with customers and clients, but they also shape how we measure and reward the performance of our colleagues. Simply put, success is not just about what you achieve, but about how you achieve it.

Our Diversity

We aim to foster a culture where individuals of all backgrounds feel confident in bringing their whole selves to work, feel included and their talents are nurtured, empowering them to contribute fully to our vision and goals.

It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.

Dynamic working gives everyone at Barclays the opportunity to integrate professional and personal lives, if you have a need for flexibility then please discuss this with the hiring manager.

Our Benefits

Our customers are unique. The same goes for our colleagues. That's why at Barclays we offer a range of benefits, allowing every colleague to choose the best options for their personal circumstances. These include a competitive salary and pension, health care and all the tools, technology and support to help you become the very best you can be. We are proud of our dynamic working options for colleagues. If you have a need for flexibility then please discuss this with us.

This position is eligible for incentives pursuant to Barclays Employee Referral Program.

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