(SAS required) Consumer Risk, Mortgage Lending Credit Analyst

The Credit Portfolio Analyst is an intermediate-level position responsible to perform core risk management function including the setup of Risk Appetite Framework, refinement of prevailing credit policy and front-end decisioning system, Global and local regulatory reporting, etc.. The potential candidate is expected to perform the aforesaid functions independently, and ensure the compliance of all prevailing regulatory or requirement.

Responsibilities:

• Report to the Mortgage Risk Manager to monitor and manage risk appetite framework on Mortgage portfolio and make sure it is operating according to expectation
• Support regional and regulatory reporting to ensure full compliance to the latest requirement
• Ensure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
• Build and maintain high level of engagement in the Mortgage risk team
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Minimum 2-4 years of credit risk and analytics management experience in Mortgage Product
• Strong knowledge and experience in managing regulatory reporting
• Proficient in handling mass data and able to interpret results with critical analysis
• Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
• Sound knowledge in SAS programming, data mining and MS word/excel/access/power-point is a basic

Education:

• Bachelor's degree/University degree or equivalent experience

Job Family Group:
Risk Management
Job Family:
Credit & Portfolio Risk Management
Time Type:
Full time
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