AVP, Credit Analyst, Financial Institution Credit Risk Management

OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world's most highly-rated banks, with an Aa1 rating from Moody's. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

Division Description
Group Risk Management (GRM) is an independent function responsible for ensuring that risk management practices at OCBC Bank are effective and comprehensive.
GRM builds and drives the Bank's businesses through an integrated risk management approach relying on strong risk analytics to support strategic business decision-making and to create a competitive edge for the Group.

Key Responsibilities

• Responsible for the pro-active management of a portfolio of regional and global accounts for Banks/NBFIs by providing credit facilities to support OCBC Bank's Global Treasury and Global Financial Institutions.
• Work with different Business Units to structure credit facilities with risk mitigants to manage credit risks. These would include the credit facilities extended to counterparties by Group's subsidiaries.
• Ensure timely review of credit reviews and counterparties' ratings in accordance with the Bank's internal guidelines.
• Kept abreast with the Bank's credit policies and procedures and recommend relevant changes, as required.
• Support the Team Lead
• Respond efficiently with ad-hoc requests and demonstrate willingness to take on ad-hoc duties and responsibilities.
• Ensure that new transactions and credit renewals meet OCBC's risk acceptance criteria, credit policies and procedures and regulatory requirements.
• Work in partnership with Business Units to understand business requirements and structure credit facilities along with Credit Manager and make appropriate recommendations for credit approvals.
• Provide inputs in discussions with other functions within Group Risk Management in regular reviews of counterparty rating models.
• Understand and recommend appropriate credit terms in documentation eg loan agreements, ISDA/CSA, GMRA and GMSLA.

Qualifications
The ideal Candidate will meet the following requirements:

• Candidate should have a good degree from a recognized university.
• Minimum 5 years of relevant credit experience in established banks/financial institutions.
• Strong analytical skills including extensive experience in analyzing financial statements in credit risk assessment.
• Good communication ability with frontline business.
• Possesses good knowledge of, and experience in, credit analysis as well as treasury products.
• A good team player who is result-oriented and shows ability to adapt.
• Displays willingness and ability to express opinions and work in a fast-paced environment.
• Possesses knowledge of standard loan documentation, ISDA/CSA, GMRA, GMSLA
• Has excellent written and interpersonal communication skills.

At OCBC, we recognise your drive, passion and talent. We will bring out the best in you and empower you to excel. Fulfil your life goals and career ambitions with us.

*We regret that only shortlisted Candidates will be notified.