Senior Analyst/Associate Director - Asset Backed Securities

Fitch Ratings
New York or Chicago
To Be Discussed
Jul 07, 2021
Aug 06, 2021
Job Function
Credit Analysis
Industry Sector
Credit Rating Agency/Bureau
Employment Type
Full Time

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity, employees work in an environment where they can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective.

With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.

Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables you to make important credit judgments with confidence.



Fitch is looking for a Senior Analyst / Associate Director  to join the Asset Backed Securities (ABS) team.  The position will be responsible for a wide range of tasks and specific responsibilities will include: assuming a role in rating ABS transactions; assisting the development and refinement of cash flow models and tools used in the rating process and authoring market commentary and research.  The position covers the U.S. ABS market, with initial emphasis on student loan (FFELP and private), auto loan and auto lease, and equipment leasing sectors.  


Position Requirements 


Responsibilities include but are not limited to: 
- Analyzing the critical credit, legal and structural elements of ABS transaction structures;
- Developing, testing and implementation of models and tools used in the rating process ;  
- Assisting in the development of ratings criteria, including writing relevant reports and developing recommendations to bolster analysis;
- Building automation tools to enhance workflow efficiency;  
- Leading and/or supporting research projects; and    
- Maintaining assigned rating relationships.


An ideal candidate will have a BA/BS degree with a minimum of between 3- and 5-years work experience with some structured finance understanding and strong quantitative and technical expertise. Exceptional communication (particularly in writing), organizational, and time-management skills are also a must. The candidate will be self-motivated and able to manage timelines across many disparate projects and showcase a willingness and ability to quickly learn new concepts and techniques. Programming experience in Python, SQL and/or VBA is preferred.  


New York: 


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