Credit Analyst

VTB Capital
Shanghai, China
May 12, 2021
Jun 11, 2021
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
The Leveraged Finance desk is part of VTB Capital's Global Markets / Fixed Income department and is responsible for large-cap corporate credit business of VTB. It works closely with Sales/Origination and Structuring teams on structured lending transactions. As the primary 'risk-owner', it has ultimate P&L responsibility and is involved in every stage of a transaction - origination, structuring, negotiation, execution, distribution and trading.

Its International segment specialises in complex and often highly structured transactions involving non-Russia/CIS credit risk in a diverse set of industries across capital structure from senior to mezzanine and hybrid capital. Examples include share backed, commodity-linked and equity linked financings, structured loans with embedded FX&IR derivatives, and asset backed financings. Geographically, the desk focuses on corporate and sovereign opportunities primarily in Asia and CEEMEA.

Principal Accountabilities:
  • Pre-screening of new opportunities
  • Completion and delivery of complete credit analysis (including cash flow models, company and industry analyses, preparation of analytical credit memos)
  • Leading diligence and modelling efforts with clients as appropriate
  • Providing recommendations to deal team on structuring and pricing of deals, financial covenants and other commercial aspects
  • Assisting Structuring/Legal in preparation of terms sheets and credit documentation (credit and commercial aspects)
  • Preparation of full sets of documents necessary for internal approvals, leading discussions with Risk Management, Treasury, Finance and other support services, driving internal approvals process
  • Leading transaction execution and funding with increased levels of responsibility over time
  • Preparation of marketing materials and teasers for syndication of credit transactions, liaising with Syndicate and Sales
  • Monitoring of risk positions taken on the books
  • Monitoring of P&L/portfolio reports, liaising with Finance/Accounting
  • Managing / coordinating work of junior team members on all of the above
  • Supporting desk's management in business planning and strategic initiatives.

Key Competencies & Qualifications

Associate / Senior Associate should be exceptionally motivated, ambitious and intellectually curious; enthusiastic team player with strong analytical skills; results-focused achiever, responsible and able to handle multiple tasks simultaneously.

Required Skills and Qualifications:
  • Degree from one of the leading universities in Russia or abroad, strong academic qualifications
  • Relevant transaction experience in Leveraged Finance, Corporate Banking, Credit Analysis or Trading (minimum 3-5 years)
  • Strong analytical and quantitative skills focused on financial analysis, accounting and finance
  • Solid financial modelling skills
  • Knowledge of international / English law lending concepts, structures and standards (LMA etc)
  • Knowledge of Russian corporate banking policies and procedures. Relevant work experience with a Russian bank is a plus
  • High level of attention to detail
  • Ability to manage multiple projects simultaneously while maintaining a high standard of work
  • Strong written and verbal communication skills (both Russian and English), strong interpersonal skills
  • Commercial acumen
  • High degree of intellectual curiosity

Additional/Desired Skills and Qualifications:
  • MBA, ACCA or CFA qualification is a plus
  • Leveraged finance, credit trading or credit research experience
  • Commodities, project finance or asset backed financing experience
  • Transaction experience in Asia / CEEMEA
  • Other languages (e.g. Chinese)

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