Senior Credit Officer - Energy/Infrastructure - Risks New York

The Senior Credit Officer position requires the candidate to approve and subsequently monitor the credit risk of their assigned portfolios.

Review new credit requests that are originated/analyzed by front office (1LOD) and recommend/opine on requests while summarizing Credit Assessment Group comments on a timely basis

Ensure that credit risks assumed by the Bank are properly identified, assessed, measured and managed/mitigated

Properly manage concentration risk at the single-name level and at the portfolio/regional level

Monitor credit quality post-origination on both a single name and portfolio basis using all available tools/sources of information

Use all necessary/available tools to validate all requests, ratings, loss given default values in a timely manner

Actively participate in the Watch List review process and maintain a regular dialogue with the Asset Recovery Team on general trends, specific issues and names in primary portfolio

Gain a good understanding of all internal industry guidelines and other transversal or regulatory guidelines to ensure that all requests comply therewith. In the event there is a breach, identify it in your comments, determine materiality thereof and escalate as required

Escalate appropriately

Stay abreast of economic developments and market conditions that impact industry sectors and core names

Develop an active dialogue with other RISQ Officers in Europe or Asia with the goal of sharing information and thoughts on business line activities, relevant industry developments, and attaining a common RISQ approach across all teams

Profile Required

COMPETENCIES
Required:

Demonstrated thought and execution leadership.

Strong analytical background, with deep and demonstrated experience in Energy/Infrastructure sectors (oil, gas, electric, LNG, renewable projects); single/pooled-asset transportation (toll roads, rail, airport, seaports); plus, one of corporate, fund, commodity (Trade Commodity Finance), structured multi asset financing, or leveraged loans

Subject matter expert with an ability to develop and evolve strategic risk appetite for a sector, asset class or business

Demonstrated proactive credit risk management and track record of problem recognition

Strong written and oral communication skills

Ability to communicate messages effectively and succinctly

Ability to prioritize and work in a dynamic, deadline-focused environment

Ability to work in a team environment

Maintain a high level of professionalism in all situations

MANAGERIAL SKILLS

Ability to mentor junior resources

Ability to build constructive working relationship with 1LOD and other internal groups

Challenge effectively and constructively 1LOD

Influence and leverage resources across the organization

TECHNICAL SKILLS
Required:

Strong understanding of credit debt/derivative risk analysis

Proficient in Excel and Word

PRIOR WORK EXPERIENCE
Required:

15+ years working in a Credit Risk or similar role where credit approval authority has been provided

Previous managerial experience, building and motivating teams

Experience working with internal and external regulators/auditors

EDUCATION
Required:

Bachelor's Degree

Desired:

Master's Degree or CFA

LANGUAGES
Required:

English

Desired:

Bilingual English / French

Supervision Duties:

Mentor team members at different levels of seniority

Responsibility for portfolios of credit risk

Manage governance processes, including managing committees

Risk Management:
Employees should understand the institution's approach to risk management and their respective roles in supporting a strong risk culture.

Our Culture:

At Société Générale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Société Générale general is committed to strengthening bonds with colleagues, communities and the world in which we live, because relationships are at the heart of how we operate.

Business Insight

Division Description:
Société Générale Corporate & Investment Banking (SGCIB) is the third largest investment bank in the European Economic Area and is present in more than 75 countries around the world.

The RISQ Division's mission is to contribute to the development of the SG Group's activity by facilitating the objectives of the Business Lines while maintaining independent oversight through risk evaluation and monitoring. The RISQ division in the US supports all the activities in the Americas Region (US, Canada and Latin America), which is almost exclusively GBIS-oriented.
We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Job code: 19000MQM
Business unit: SG CIB
Starting date: Immediate
Date of publication: 18/09/2019