Associate, National Client Group - Finance

What is the opportunity?

National Client Group - Finance (NCGF) acts as mid-market Corporate Banking for RBC's Canadian Banking business unit and plays a key role in the realization of National Client Group (NCG) objectives through the structuring, delivery and management of the bank debt of a targeted customer base. The NCG team targets loan origination in the Canadian mid-market, including large Canadian subsidiaries of foreign multinationals, private and small cap public Canadian companies. NCG is responsible for meeting annually established targets for loan derived revenues and returns and providing advice to our partners on optimizing the use of lending in connection with broader RBC relationship goals.

Initiative and responsibility are key attributes, along with credit analysis, researching, analyzing, and preparing materials that support the deal structuring, client and internal presentation, and internal risk approval processes of the NCGF team. Flexibility and enthusiasm are needed to help support and run with various initiatives and projects in other NCG markets across Canada.

What will you do?

• Part of a national team of NCGF underwriters committed to the delivery of quality credit products to RBC clients and targets.
• Support NCG bankers to structure, deliver, close, and monitor syndicated and bi-lateral loan transactions
• Assist with preparation of marketing pitches to existing and potential clients for corporate loans (acquisition loans, bridge loans, term loans, revolving credit facilities).
• Support NCGF team credit submissions, including research, analysis, financial modelling and due diligence as part of transaction processes. The role will allow candidates to use and develop complex financial modelling skills, credit structuring and documentation skills that are all critical elements of corporate and commercial lending.
• Support NCGF team with transaction documentation and coordination with clients and legal counsel
• Assist with loan portfolio management, client strategies and related administrative duties
• Engage with RBC partners and functions including Group Risk Management, Private Banking, Wealth Management, Capital Markets, Treasury Management, Specialized Financing (Asset Based Lending, Leasing, Trade Finance etc.), Personal Banking, and others
• Liaise with back office functions connected to, for example, closing and funding, wires, payments, settlements, etc.
• Interact with NCG clients

What do you need to succeed?

Must Have:

• Undergraduate degree in Business, Economics, Accounting, or Finance

• Strong quantitative, financial modeling, and analytical skills with an ability to analyze company financial statements
• Basic knowledge of credit, credit metrics, and credit structuring
• Strong skills with Excel, Word, PowerPoint and the ability to source data/research
• Capability to work through Loan Agreements and other legal documents, with minimal supervision
• Professional oral and written communication skills are an absolute must
• High level of attention to detail in both written and financial work
• Ability to perform well under pressure, meet time sensitive deadlines, prioritize work and multi-task responsibilities while working on multiple projects
• Well organized and able to set priorities and devote appropriate attention to each assignment

Nice to have:

• Preference given to individuals with an MBA, CA, CMA, CGA, CPA or CFA
• Work experience in corporate lending / corporate finance / corporate lending
• Ability to commit to over and above regular work hours

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work