Retail Credit Manager (Credit Policy)

Employer
Bank Of China (Hong Kong) Limited
Location
Hong Kong, Hong Kong
Salary
Competitive
Posted
Oct 03, 2019
Closes
Nov 02, 2019
Ref
6447994
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Responsibilities:
• Responsible for executing all-rounded policy duties of various products in unsecured lending.
• Manage and monitor the Card and loan portfolio to ensure asset quality.
• Provide recommendation to senior executive regarding policy strategy effectiveness for various portfolios.
• To prepare regular or ad hoc reports with regard to the lending portfolio and credit compliance.
• Keep abreast of the prevailing market conditions, bank policies or guidelines and regulatory requirements of credit risk management and ensure compliance thereof.
• Liaise with various parties to consider various risks in product / project development processes.
• Performs other duties as assigned.
Requirements:
• University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
• Professional qualification such as ACCA, FRM, CFA will be desirable.
• At least 5 years' experience in credit analysis, preferably with retail credit policy formulation experience.
• Sound knowledge of all aspects of credit industry.
• Good credit sense / credit judgment with strong communication and interpersonal skills.
• Good command of both verbal and written English and Chinese, with fluency in Putonghua an advantage.
• Good knowledge of SAS Programming and Microsoft Office.

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