Senior Retail Credit Manager

3 days left

Employer
Bank Of China (Hong Kong) Limited
Location
Hong Kong, Hong Kong
Salary
Competitive
Posted
Aug 23, 2019
Closes
Sep 22, 2019
Ref
6376611
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Responsibilities
  • Perform quality check to ensure Retail segment loan approval is in compliance with the Bank's credit policies and guidelines.
  • Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
  • Provide recommendation to senior executive for any potential problems & risks adhere to existing operation work flow and policies.
  • Assist in developing and implementing credit strategies in support of the business.
  • Manage and monitor the loan portfolio to ensure asset quality
  • Assist senior executive or product manager to develop credit related projects, products, program as well as other administration issues.
  • Liaise and communicate with frontline, compliance unit and risk management department to facilitate the credit process workflow related to approval and compliance issues
  • Improve risk management knowledge within department by providing training and consultancy support
Requirements:
  • University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
  • Professional qualification such as ACCA, FRM, CFA will be desirable.
  • At least 3 years' experience in risk management(include KYC requirement, workflow and operation) for consumer loan and SME lending.
  • Sound knowledge of all aspects of credit industry.
  • Good credit sense / credit judgment with strong communication and interpersonal skills
  • Proficiency in both spoken & written English and Chinese including Putonghua.
  • Good knowledge of Microsoft Office

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