Analyst Intern - Asset/Liability Management Team

Golden Valley, Minnesota (US)
Aug 08, 2019
Sep 07, 2019
Job Function
Industry Sector
Finance - General
Employment Type


Our employees enjoy working in a friendly, collaborative and professional environment. We first consider our high-performing, qualified employees for internal job opportunities.  We recognize employees who identify and master challenges. We are an EEO/AA employer: women, minorities, the disabled and veterans are encouraged to apply.


BNC National Bank employees work together to help our small business and wealth management clients identify the products and services that support their business goals.

Asset/Liability Management (ALM) team members work together to model, analyze, and manage interest rate and liquidity risks, provide strategic solutions aimed at minimizing risks and improving financial performance, support internal financial reporting methodologies and pricing tools, perform budget, forecast, and capital plan modeling and propose investment portfolio strategy to senior management and the Board of Directors.

What you will do

  1. Liquidity Risk Measurement and Reporting:                   
    • Prepare reports that aid in measuring/monitoring liquidity risk position and modeling of potential strategy impacts
    • Measure and communicate collateral arrangements
    • Track and analyze key customer relationships
    • Work with members of Senior Management to track funding sources/uses
  2. Asset/Liability Management Committee:
    • Provide support and technical analysis with respect to asset/liability modeling
      • Interest rate risk, economic value of equity, total return analysis
      • Stress testing
      • Historical comparisons and benchmarking
    • Track funding strategy analysis and execution
    • Assure compliance with both internal and external policies and standards
    • Complete various statistical studies that serve in validating/determining asset/liability modeling assumptions and strategies
  3. Other Responsibilities may include:
    • Complete various ad hoc projects for C-suite executives 
    • Compile source data for profitability measurement
    • Maintain internal loan pricing model/methodology
    • Provide support to wealth management division
      • Executing client investment strategies
      • Analyzing market metrics
    • Conduct market and peer group research
    • Assist in credit loss measurement and modeling

The qualifications you bring

  • Two years of college coursework in one or more of the following disciplines: finance, accounting, investment curriculum
  • Proficiency in Microsoft Excel, Word, and Outlook
  • Strong mathematical/statistical aptitude
  • Strong aptitude for mastering software applications
  • Effective communication with internal and external customers
  • Maintain a high degree of confidentiality
  • Self-starter who proactively follows up to confirm and meet expectations

How your job performance is measured

  • Your work products are accurate, timely, and appropriately communicated.
  • You develop and maintain constructive internal relationships.
  • You show up on time; are punctual, reliable, and dependable.
  • You pitch in to assist others as needed.
  • You show development in the understanding of the tasks you are given.
  • You display a desire and ability to contribute in your role within the department.

The work setting

You will enjoy a professional business environment inside a stand-alone bank. Work hours are generally during regular, weekday business hours. Tasks frequently require prolonged, mental, and visual concentration.  Some bending, turning, lifting and twisting is required to file, transmit and distribute information.