Senior Associates - Wholesale Banking and Credit Research

Location
Colombo, Sri Lanka
Salary
Competency based compensation
Posted
Jul 10, 2019
Closes
Aug 09, 2019
Ref
WBCR2
Job Function
Credit Analysis
Employment Type
Full Time
Education
Bachelors

Main Responsibilities

  • Spreading financial statements of corporates/SMEs in the client’s proprietary platform
  • Analyzing financial statements of public and private companies for the credit appraisal process
  • Conducting background research independently to understand the appropriate drivers that guide various sectors in which the borrowers operate
  • Forecasting the financials of the borrowers based on operational and industrial data
  • Conducting a detailed analysis of covenants as laid down by loan agreements
  • Carrying out full-fledged written credit appraisals, finalizing risk ratings, and preparing and writing narratives/credit notes for credit approvals

Required Background

  • A minimum of three years’ experience in the corporate loans/SME divisions of banks or BPO firms
  • Familiarity and expertise in a specific sector will be an added advantage  
  • Comprehensive involvement in processing credit applications and monitoring loans on an ongoing basis
  • Excellent understanding of the financial statements of corporates
  • A degree in Business, Accounting or Economics, or a completed professional qualification such as CIMA, ACCA, or CA Sri Lanka (a full/ part qualification in CFA will be an added advantage)
  • A highly analytical mind and strong attention to detail
  • Excellent written and spoken English communication skills
  • Strong work ethic