Senior Associates - Wholesale Banking and Credit Research

Colombo, Sri Lanka
Competency based compensation
Jul 10, 2019
Aug 09, 2019
Job Function
Credit Analysis
Employment Type
Full Time

Main Responsibilities

  • Spreading financial statements of corporates/SMEs in the client’s proprietary platform
  • Analyzing financial statements of public and private companies for the credit appraisal process
  • Conducting background research independently to understand the appropriate drivers that guide various sectors in which the borrowers operate
  • Forecasting the financials of the borrowers based on operational and industrial data
  • Conducting a detailed analysis of covenants as laid down by loan agreements
  • Carrying out full-fledged written credit appraisals, finalizing risk ratings, and preparing and writing narratives/credit notes for credit approvals

Required Background

  • A minimum of three years’ experience in the corporate loans/SME divisions of banks or BPO firms
  • Familiarity and expertise in a specific sector will be an added advantage  
  • Comprehensive involvement in processing credit applications and monitoring loans on an ongoing basis
  • Excellent understanding of the financial statements of corporates
  • A degree in Business, Accounting or Economics, or a completed professional qualification such as CIMA, ACCA, or CA Sri Lanka (a full/ part qualification in CFA will be an added advantage)
  • A highly analytical mind and strong attention to detail
  • Excellent written and spoken English communication skills
  • Strong work ethic