Financial Analyst - Singapore

HFG (Singapore) Pte. Ltd., EA Licence No: 14C7034
Singapore, Singapore
Sep 25, 2019
Oct 23, 2019
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Job Purpose:

You will provide high quality, timely analysis and reports on the financial strength of a portfolio of large /more complex insurance companies, acting at all times with the highest standards of professional excellence, ethics and integrity. Help reinforce the firm's brand and reputation as a boutique global Agency through the development and dissemination of insightful industry knowledge


• Conduct thorough, objective and efficient industry and company research and analysis in respect of complex financial and non-financial information.

• Conduct on-going monitoring and surveillance of assigned portfolios, including rating changes, market/industry/regulatory developments, news events etc. identify early warning signs that need to be brought to committee for event driven ratings actions.

• Perform accurate and timely credit rating and peer analysis, and ensure the quality and timeliness of rating packs for committees.

• Present analysis at rating committee demonstrating good judgement in communicating rating recommendations.

• Produce timely, high quality credit reports to support the assigned ratings, documenting analysis and recommendations.

• Keep up to date with relevant industry, market and professional developments through continued professional development and learning, including through undertaking research, attending seminars market briefings and presentations.

• Develop knowledge and insight in one or more specialist market and /or technical subject areas and lead on external presentations/seminars, write specialist reports on this area.

• Manage the relationship with rated companies including leading management meetings, communicating rating outcomes and expectations in an effective and professional manner.

• Develop, maintain and utilise a network of contacts including clients, brokers, regulators, in the (re)insurance industry as a source of informal market research.

• Maintain accurate and timely records of ratings documentation in accordance with the firm's policy.

• Be knowledgeable in and follow the policies, procedures and rating criteria used in rating and project work related to your functional area and regulatory requirements.

• Proactively identify areas for performance and process improvement and contribute to the implementation of changes.

• Working effectively as a team member, providing peer review, contributing to research ideas, constructive challenge and feedback on work quality,

You may be required to participate in business travel as required by your assigned portfolio


• Proven experience of conducting complex financial analysis including through use of financial ratios and financial statement analysis.

• Solid understanding of the insurance industry - in particular life insurance, and financial markets, economic/industry trends including through use of financial ratios and financial statement analysis.

• Developed specialist knowledge likely to have been gained through extensive research or study of a particular market or technical area

• Experience of supporting and managing a small team is ideal.

• Experience of presenting at external seminars and acting as the lead on an area of specialist technical or market knowledge

• Experience of contributing towards the writing of specialist / macro reports

• Experienced in developing and managing professional relationships with external stakeholders


• Financial / credit analysis skills gained from working within an accounting, financial planning & analysis, underwriting, capital management, underwriting or actuarial department, for example.

• Excellent interpersonal skills; superior time management skills; the ability to absorb ideas and facts quickly while maintaining a strict eye for detail

• MS office proficiency

• A strong team player with experience of providing support to peers or juniors helping to deliver high quality outputs

• Team player with integrity and strong work ethic, high levels of energy, positive attitude

• Excellent communication skills (both written and verbal) in English

• Strong Asian language skills preferred

Education and Qualifications

• Bachelor degree minimum entry requirement, ideally in Finance & Accounting

• Additional relevant professional qualifications are welcome (MSc/ MA/ MBA / CPA / CFA / Qualified or Part-qualified Actuary, etc.)

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