Manager, Loan Management Unit, Hong Kong and Macau - Global Risk

Hong Kong, Hong Kong
May 25, 2019
Jun 06, 2019
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Some careers grow faster than others. If you're looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential.

Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market and reputation risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

We are currently seeking a high caliber professional to join our team as Manager, Loan Management Unit, Hong Kong and Macau.

Principal responsibilities
  • Junior management of a portfolio of stressed, distressed and defaulted accounts in Hong Kong and Macau in order to minimize financial losses through an efficient and effective recovery, workout process and with appropriate regard to commercial, legal and reputational considerations.
  • Provide know how, expertise and problem solving skills within the area of corporate recovery and workout to the Risk functions in Hong Kong and Macau and to coordinate account strategies, recovery and workout efforts across these areas, as appropriate.
  • Provide credit advisory services to Commercial Banking Business on Watch List and other accounts, as appropriate.
  • Facilitate improvements on credit lending by drawing observations from incoming accounts and disseminate learning points through training opportunities and Lessons Learned.
  • Work with senior managers on more complex accounts.
  • Formulate, implement and regularly review, update suitable recovery strategies using flexible and appropriate influencing styles.
  • Preventative and proactive measures through timely decisions and actions.
  • Participate in bank groups to maximize recovery for the Bank as well as the body of creditors.
  • Achieve AOP targets which cover, amongst others, impairment levels, cost reductions and account closings.
  • Efficient and timely submission of credit proposals and reports.
  • Constructive suggestions on strategies to ensure time and cost efficient recovery outcomes are effected.
  • Ensure maximum value is realized from existing non performing portfolio and maintain the adequacy of LIC levels.
  • Adheres to processes and controls to identify and mitigate risks and ensures timely escalation of control issues and reputation risks.
  • Demonstrate adherence on Regulatory and Compliance matters. Maintain awareness of operational risk and minimize the likelihood of such risks materializing, including its identification, assessment, mitigation and control, loss identification and reporting in accordance with relevant policies.

  • University education. MBA or CFA is a plus
  • Direct relationship management experience.
  • Experience in non performing loan or credit space is a significant plus
  • Able to work under pressure and adhere to deadlines
  • Utilize rational problem solving and lateral thinking skills
  • Strong communication skills and attention to detail
  • Fluent in English
  • Fluent in Cantonese and, or Mandarin, both written and spoken would be highly preferred
You'll achieve more when you join HSBC.

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

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