Credit Analyst

Standard Chartered Bank
Singapore, Singapore
Apr 25, 2019
May 25, 2019
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.

To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.

The Role Responsibilities
As a successful Analyst within the International Corporates team, you will provide proactive, comprehensive and timely credit analysis to Relationship Managers and the Credit community. Your daily job would include:
  • Provide Relationship Managers with client insights in relation to an industry sector, client information and account plans
  • Manage ongoing quality of portfolio, producing exception reports, review credit extending across entire portfolio to ensure consistency of approach
  • Educate Relationship Managers on macroeconomic fundamentals impacting their credit portfolio
  • Provide creative recommendations to Relationship Managers by monitoring peer groups & competitors and undertaking industry reviews based on non-standard industry / company information / data (equity, credit reports, press and magazine reports)
  • Develop good relationship with clients to understand their banking requirements, structure deals, and get insights into their business and financials
  • Work closely with client to ensure product / deal structure appropriateness
  • Be engaged in deal origination and execution efforts including providing assistance to Relationship Managers for the same
  • Monitor portfolio revenues and returns and ensuring the accuracy of MIS
  • Liaise and manage various product partners, across Parent and client subsidiary locations on account management and origination
  • Evaluate learning around exception cases and seek to share this with other Analysts to help properly capture risk profiles and ensure robust credit analysis
  • Assist, train and mentor Junior Credit Analysts, Interns and International Graduates
  • Assist Head CA / Relationship Managers / other team members on ad-hoc projects / deals etc. as and when required.
Our Ideal Candidate
  • Candidates with a background in business, economics or accountancy and with at least 5-6 years' experience in corporate banking / investment banking / funds / credit rating agencies would be ideal for this role. A professional qualification like MBA, CFA, etc. will be an advantage.
Intermediary skills in the following area would be necessary:
  • Credit Risk Management
  • Credit Analysis / Quantitative Analysis
  • Good hands on exposure to financial modelling
  • Solution / Deal Structuring
  • Corporate Banking Product Knowledge (in particular Trade financing products)
  • Industry / Business Knowledge
  • Account Strategy and Planning

Apply now to join the Bank for those with big career ambitions.

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