Portfolio Analyst

Aventura, Florida
Commensurate with the candidate’s background and experience a highly competitive compensation
Jan 03, 2019
Feb 02, 2019
Job Function
Credit Analysis
Employment Type
Full Time


As background, TCA Fund Management Group, Corp (“TCA”) is engaged in the businesses of private commercial asset-based lending to small to medium sized enterprises (“SME’s”), private equity-type investments, and investment banking/capital markets transactions. TCA is seeking an experienced financial analyst and/or portfolio manager to join our growing Aventura, Florida office. Our portfolio management specialists work with clients across a spectrum of industries, sizes and circumstances (underperforming, distressed, workout, growing, acquiring, merging, financial restructuring). The successful candidate is must can provide technical expertise and experience at an advanced level.

Primary Responsibilities

  • Prepare portfolio analytics using Excel and other software
  • Provide payoff reconciliations on a per-company basis
  • Prepare feasibility analyses, breakeven analyses, and future revenue projections.
  • Analyze and prepare financial reporting, variance reports, and debt schedules.
  • Create forecasts, pro-forma's, operating budgets, and cash conversion cycles.
  • Create and maintain cash flows on a per-company basis, as well as a consolidated 'master' cash flow internally.
  • Calculate margins and ratios, such as: LTV, IRR, and portfolio yield.
  • Develop individualized account monitoring plans, per client, based on understanding of industry, CFP, and FS (e.g., expense reduction, revenue generation, vendor analysis and consolidation, payroll census review)
  • Review and reconcile company bank accounts.
  • Review and revise preexisting Excel™ sheets, used as templates, to monitor loans and debt service.
  • Review bank accounts monthly to ensure covenants are adhered to; including, but not limited to: diversion of funds, MCA loans, owner distribution
  • Work directly with portfolio manager regarding potential funding’s, UOP, and acquisition targets.
  • Review potential acquisition including:
  • Reviewing LOIs, APAs, and financials.
  • Create seller-backed financing, through the utilization of revenue and EBITDA/EBIDA benchmarks
  • Calculate as-accurate-as-possible growth projections, as well as create a sustainable repayment plan
  • Work with underwriting team, performing collateral checks, AR and PO validity, as well as putting in place surety (bonding/LOC's) for specific construction-based customers
  • Work with origination team producing LOI's and determining feasibility on terms set forth
  • Work with restructure team to rehabilitate and stabilize previously doubtful credits
  • Ability to perform on-site Field Audits, as necessary
  • Multitask, ‘wear different hats’, and jump from one credit/industry to another
  • Build and maintain working relationships with both new and existing clientele and be comfortable with discussing finances and accounting with upper management including, Controllers, Directors &  CFO's


  • 3-5 years finance or accounting experience required (5+ years preferred)
  • Bachelors in Finance, Accounting, or similar equivalent required (Master's preferred)
  • CFA candidate desired
  • Personal Characteristics

  • Management and leadership strength
  • Exceptionally strong written and oral communication skills (writing samples may be requested)
  • Strong negotiation and interpersonal relationship skills
  • Self-starter with established an ability to work effectively with limited or no supervision
  • Principled and self-assured
  • Team player