Credit Analyst, Global Subsidiaries

Standard Chartered Bank Singapore
May 06, 2018
May 08, 2018
Job Function
Industry Sector
Finance - General
Employment Type
Full Time

The role of the Credit Analyst within this team is important as Analysts provide independent credit analysis, and form the basis for implementing a credit strategy aimed at maximizing our client wallet share. Analysts provide Relationship Manager(s) with a thorough understanding of the client's industry, business cycles, and other relevant factors. To meet this objective, Analysts may focus on certain specific industry segments, along with effectively managing a credit portfolio

Key Roles & Responsibilities

As a successful Analyst within the Global Subsidiaries team, you will provide proactive, comprehensive and timely credit analysis to Relationship Managers and the Credit community. Your daily job will include:

  • Provide Relationship Managers with client insights in relation to an industry sector, client information and account plans
  • Manage ongoing quality of portfolio, producing exception reports, review credit extending across entire portfolio to ensure consistency of approach
  • Educate Relationship Managers on macroeconomic fundamentals impacting their credit portfolio
  • Provide creative recommendations to Relationship Managers by monitoring peer groups & competitors and undertaking industry reviews based on non-standard industry / company information / data (equity, credit reports, press and magazine reports)
  • Evaluate learning around exception cases and seek to share this with other Analysts to help properly capture risk profiles and ensure robust credit analysis
  • Assist, train and mentor Junior Credit Analysts, Interns and International Graduates
  • Assist Head CA / Relationship Managers / other team members on ad-hoc projects / deals etc. as and when required

Qualifications & Skills

Candidates with a background in business, economics or accountancy and with at least 5-6 years' experience in corporate banking / investment banking / funds / credit rating agencies would be ideal for this role. A professional qualification like MBA, CFA, etc. will be an advantage.

Intermediary skills in the following area would be necessary:

  • Credit Risk Management
  • Credit Analysis / Quantitative Analysis
  • Good hands on exposure to financial modelling
  • Solution / Deal Structuring
  • Corporate Banking Product Knowledge (in particular Trade financing products)
  • Industry / Business Knowledge
  • Account Strategy and Planning

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