Vice President, Senior Credit Officer

London, United Kingdom
Oct 28, 2017
Oct 31, 2017
Job Function
Credit Analysis
Industry Sector
Finance - General
Employment Type
Full Time
Location: London
Salary: Competitive
Contract type: Permanent
Posting date: 16/10/2017
Closing date: 15/11/2017

The Role / Responsibilities:
We have an opportunity for a Vice President, Senior Credit Officer in the Moody's EMEA Banking team to manage a diverse portfolio of high profile banks and non-bank financial institutions (NBFIs) mainly based in the UK and Ireland but also including some Italian and Nordic banks. The role will initially also involve back up responsibilities for 3 globally systemically important UK banks with material capital markets activities.

The VP-SCO will expected to provide leadership within the team in relation to credit trends within the UK banking system as well as in relation to UK prudential and resolution frameworks and policy updates. The role also encompasses taking ownership of the annual production of the UK banking system outlook.

This is a challenging role where you will be responsible to provide insightful credit analysis, to ensure rating accuracy through ongoing monitoring of your portfolio and to respond to issuer and investor inquiries. This opportunity involves developing an in-depth knowledge of the region's financial systems and institutions and writing thought-leading research on banks, NBFIs, overall system specific issues and trends and market developments. As part of the rating process you will be expected to manage effective interaction with investors and issuers alike in a professional and efficient manner.

The VP-SCO will also be expected to contribute to broader thought leadership and research in relation to ongoing regulatory matters including those related to the Bank Recovery and Resolution Directive (BRRD) and the implementation of national MREL frameworks within EMEA.

You will also be expected to participate as a speaker in Moody's and third party conferences and roundtables and play a pivotal role in raising the profile of the team and developing Moody's franchise in banking, NBFI's and capital markets.

Key Responsibilities
  • Become a recognized authority on the assigned banks and non-bank financial institutions and related banking and regulatory systems, as well as demonstrate familiarity with regional peers.
  • Develop detailed understanding of and ability to apply relevant Moody's methodologies, in particular the Global Banks, Finco and Securities Companies Methodologies (Service Provider and Market Maker).
  • Take thought leadership initiatives to enhance our analytics and high quality research impact.
  • Build and maintain high quality relationships with Senior Management and Investor Relations contacts at financial institutions for which you are responsible
  • Write in-depth, high quality, insightful and focused research on credit trends, specific issuers or banking system and finco sectors as a whole
  • Perform and present in-depth fundamental credit analysis effectively and comprehensively on a regular basis at rating committees
  • Participate in the rating committees of other analysts within the team as well as in those of other countries within EMEA
  • Under take new issuer rating processes adhering to intermediary's time frames
  • Develop Moody's franchise through intermediary marketing and visibility initiatives (e.g. conference and round table participation and through interaction with journalists)
  • Coach, mentor and help to facilitate the development of support analysts
  • Adhere to Moody's Conduct of Business and Compliance Policies and processes

The EMEA Banking team is part of the Financial Institutions Group. They provide ratings on banks and non-bank financial institutions

  • Substantial credit/risk assessment experience gained from a rating agency, financial institution, asset management or public accounting firm, or proven equivalent
  • In depth understanding of European bank and non-bank financial institutions and their regulatory environment
  • Excellent communication skills - able to communicate clearly and succinctly, both verbally and in writing with some public speaking experience
  • Quantitative aptitude and proven analytical skills
  • Excellent academic background at least equivalent to MSc (or equivalent) in relevant areas
  • CIMA/ACCA/CFA professional qualification would be highly beneficial
  • Highly organised and efficient, with ability to multi-task and able to meet tight deadlines
  • Fluency in English and Italian is essential
  • Willingness to travel particularly in the UK and Ireland with periodic travel to other parts of EMEA.
  • Demonstrated ability to ensure ongoing self-development through training courses and assimilation of performance related feedback.

Moody's is an essential component of the global capital markets, providing credit ratings, research, tools and analysis that contribute to transparent and integrated financial markets. Moody's Corporation (NYSE: MCO) is the parent company of Moody's Investors Service, which provides credit ratings and research covering debt instruments and securities, and Moody's Analytics, which offers leading-edge software, advisory services and research for credit and economic analysis and financial risk management. The Corporation, which reported revenue of $3.6 billion in 2016, employs approximately 10,700 people worldwide and maintains a presence in 36 countries. Further information is available at

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation or any other characteristic protected by law.

MIS and MSS Candidates are asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

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