Ekspert ds. Operacji AML/ AML Ops Intermediate Analyst

Warsaw, Poland
26 Nov 2022
10 Dec 2022
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Utilizing the knowledge for case review under multiple products and businesses. Monitoring of historical transactions to detect any suspicions of money laundering or terrorist financing activity. Decision-making on when to escalate or close the case. Review of transaction monitoring and authorizing alerts investigated by Analysts to ensure that quality of review is within the required standards. Providing feedback to Analysts. Providing training and mentoring to Analysts across the team on investigative techniques, internal systems, products and money laundering policy and regulation.
Coordination and participation of GITF projects in the agreed timeframes.

Job background/Context:
AML Operations mitigates money laundering and terrorist financing risks for Citi and its customers in the global marketplace. It uses skilled analysts, state-of-the-art technology and globally standard policies and procedures to ensure effective monitoring and reporting of suspicious activities.
The role of the Global Investigations Task Force (GITF) team encompasses the processes of Historical Remediation Execution and Scenario Validation Case Investigation.
The Historical Remediation Execution process covers the risk related to break in transaction monitoring. As a part of Citi's global anti-money laundering monitoring program, a consistent risk-based approach for evaluating transaction monitoring breaks has been established. When a break in monitoring has been detected, Monitoring Risk Coverage (MRC) determines if Historical Remediation will be conducted by the team of GITF using a variety of methods. The purpose of Historical Remediation Execution is the review of cases including historical transactions to mitigate risk within detection period.
The analysis within Scenario Validation Case Investigation process in the cooperation with Scenario Development and Enhancement Team (SDE) serves the purpose of improving the effectiveness and efficiency of AML transaction monitoring. The team of GITF performs reviews of cases including historical transactions pertaining to i.e. Below the Line Testing (BTL), Initial Threshold Setting (ITS), Random Client Analysis (RCA) and Back - Testing. GITF investigates a sample of alerts and concentrates mostly on customer behaviours which have not been alerted previously in FIU HUB, due to scenario thresholds and other scenario parameters. The results of the reviews are used to determine if existing rules and parameters in statistical models need to be adjusted and to assess the risk coverage.

Key responsibilities:
  • Building and applying knowledge of money laundering processes.
  • Operating within agreed project timeframes and confidentiality standards.
  • Reporting unusual client activities which might relate to money laundering or terrorist financing.
  • Submitting requests for further information or suspicious activity recommendations.
  • Conducting searches, gathering data and recording evidence from Citi internal systems, the internet, commercial databases as well as collaborating with Business or Compliance contacts within Citibank.
  • Validating and authorizing closure of cases, submissions of requests for further information, escalations or suspicious activity recommendations in line with applicable policies and procedures.
  • Performing quality check of reviews to ensure that appropriate dispositions have been recommended by AML Analysts and they meet required standards.
  • Compiling the review outcome and providing feedback on standardization of alert monitoring process across hub.
  • Accumulating and summarizing facts and conclusions from reviews to be utilized in presentations to Senior Management and Compliance.
  • Serving as Subject Matter Expert for multiple products and businesses. Providing training and mentoring to analysts across hub on investigative techniques, internal systems, products and money laundering policy and regulations.
  • Supporting the successful accomplishment of internal Risk & Control and MCA policies.
  • Coordinating projects to meet required time standards and working with regional and global counterparts to implement consistent global methodology.
  • Supporting Team Lead in allocating alerts to analysts for review of transactional activities to detect any suspicions of money laundering activity.
  • Improving AML subject matter knowledge through active participation in training and other AML forums, documenting potential areas of enhancement that may apply to team procedures or program policies.
  • Remaining current with the status of individual GITF projects and upcoming milestones to effectively support review completion and work management.
  • Contributing to promoting an environment of process improvement and cost savings by identifying improvement opportunities, right placement and sizing initiatives, sharing ideas and adopting the implementation of recommendations focused on achieving the overall goal of cost savings.
  • Minimum 2 years' experience in AML Transactions Monitoring.
  • Strong performance record with a history of increased responsibility, and task / project delivery.
  • Understanding of AML Monitoring Processes.
Skills and competencies:
  • Strong written and verbal communication skills.
  • Fluency in English, written and spoken
  • Proficient Computer Skills.
  • Ability to work with management and teams located in different units.
  • Self-motivated with the ability to make decisions in the absence of detailed instructions.
  • Ability to share the process and AML knowledge at the Team and Department level.
  • Identification of risk areas and coordination of the initiatives aimed at process enhancement.
  • Banking / Finance / Business background.
  • Minimum Bachelor's degree or equivalent required.
  • Knowledge of AML regulations and trends
Job Family Group:
Compliance and Control -------------------------------------------------
Job Family:
AML Execution ------------------------------------------------------
Time Type:
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