Commercial Property Loan Programme Manager, Emerging Business

OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world's most highly-rated banks, with an Aa1 rating from Moody's. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

Key Responsibilities:

• Responsible for the roadmap and management of a portfolio of commercial and industrial property loans, including revolving credit facilities secured by commercial properties for SMEs.
• Develop and enhance product value proposition and processes to drive sales revenue with robust risk management.
• Responsible for all aspects of the product, including portfolio quality, customer application & loan maintenance process, and sales channel support.

Job Scope:

• Stay abreast of the competitive landscape and of macro market outlook and trends, especially around Singapore interest rate environment and property market situation.
• Ensure product viability and full adherence to regulatory requirements.
• Use data analytics and knowledge of market trends to continuously improvise and enhance customers' experience.
• Engage key stakeholders, including Sales, Credit Risk, Operations, IT, Legal and Compliance to enhance product competitiveness and improve processes.
• Work closely with Credit Risk to monitor portfolio quality, review credit policy and develop proactive actions to mitigate any risk.
• Initiate marketing campaigns and product bundling to drive sales and increase product profitability.
• Contribute towards digital strategy and implementation for secured loan products.
• Lead and manage system enhancements when required.

Reporting to :

• Group Team Leader, Lending Programme, PMM

Qualifications
The ideal Candidate would meet the following requirements:

• Tertiary education with minimum 5 years of working experience
• Prior experience in product management, credit risk &/or data analytics of commercial or residential mortgage is preferred
• Able to multi-task under tight timeline and to work independently
• Result-oriented and self-driven individual
• Possess strong communication and stakeholder management skills
• A structured thinker with sound analytical skills

At OCBC, we recognise your drive, passion and talent. We will bring out the best in you and empower you to excel. Fulfil your life goals and career ambitions with us.

*We regret that only shortlisted Candidates will be notified