Credit Manager

Recruiter
Ameriprise Financial, Inc.
Location
Minneapolis, USA
Salary
Competitive
Posted
03 Aug 2022
Closes
21 Aug 2022
Ref
16204362
Job Function
Operations
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
We have an exciting opportunity for a Credit Manager to join our team at Ameriprise! Support and handle credit risk of the Bank's lending portfolios, incorporating Securities Based Lending, Mortgage, Credit Card, and other consumer credit. Includes day to day operational risk support, portfolio analysis, credit data consumption and reporting, risk management and risk strategies.

Responsibilities

  • Supports and handles the Bank's Securities Based Lending credit portfolio. Continually reviews processes and policies to ensure credit decisions and transactions are risk based. Supports and improves front and back-end credit decisions.
  • Using data from a variety of sources, analyzes sophisticated business issues, incorporating company and industry knowledge, mathematical and technological expertise, and sound analytical processes to identify and handle portfolio risks.
  • Analyzes lending portfolios to improve profitability by handling risk exposure.
  • Builds and improves credit data structure, flow, and reporting, from overviews to focused risk elements within portfolios.
  • Serves as the provider of monthly Risk Management MIS and guidance as it relates to the Securities Based Lending data and analytics.
  • Supports risk analysis of Mortgage, Credit Card, and other consumer credit.
  • Continuously supervises credit quality and practices including collections, foreclosures, and credit line management. Approves loan exceptions within assigned credit authority.


Required Qualifications

  • Bachelor's degree or equivalent
  • 5+ years' experience in credit/risk management, or portfolio management, or data analytics. Experience with Securities Based Lending is preferred.
  • Experience with credit underwriting/review, credit reporting and risk analysis development and automation.
  • Strong analytical capabilities including ability to build reports, cases and proposals.
  • Experience in handling large data sets to extract and analyze required details. Hands-on experience writing SQL queries and crafting Power BI dashboards. Python and Data Lake are plus.
  • Understanding of the various asset classes and interest in Financial Markets
  • Interpersonal skills, including collaboration, leadership, and influence management.


About Our Company

At Ameriprise Financial, we're not just in the business of helping clients with their financial goals - we also help our advisors and employees reach their true potential by embracing an inclusive and collaborative culture. We celebrate the unique qualities and reward the contributions of our talented, passionate employees. The Banking and Cash Solutions team mission is to make life more rewarding by helping others achieve their goals and dreams by providing compelling product solutions and a seamless client experience. If you're motivated and want to work for a strong, ethical company that cares about you and your community, take the next step with Ameriprise Banking and Cash Solutions.

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.

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