Senior Investment Analyst - Investment Grade Credit
- Recruiter
- Unum Group
- Location
- Chattanooga, Tennessee
- Salary
- Salary based on experience!
- Posted
- 06 May 2022
- Closes
- 05 Jun 2022
- Job Function
- Credit Analysis, Fixed Income Research: Buy Side
- Industry Sector
- Asset Management, Commercial Bank, Credit Union, Private Bank, Savings & Loan, , Credit Rating Agency/Bureau, Finance - General, Insurance, Non-Banking Financial Institution (Consumer finance, Leasing, factoring, etc.)
- Employment Type
- Full Time
- Education
- Bachelors
Summary
This position is responsible for analyzing, structuring, and monitoring debt private placements. The individual will provide credit opinions and recommendations to the VP / Senior Managing Director of Private Asset Investments, and internal committees. These opinions and recommendations are utilized to evaluate risk, and are the basis for buy/sell/hold decisions.
Principal Duties and Responsibilities
Credit Analysis – New Transaction Execution
- Assess credit quality of investment grade, debt private placement offerings across various industries and countries, using a variety of research sources, including offering documents, rating agencies, Bloomberg, third party research, and SEC filings
- Analyze various risk factors associated with the investment, including political, economic, ESG, legal, sovereign, industry, and liquidity risk. Work with legal counsel – both internal and external – to ensure that the transaction is appropriately structured
- Work closely with supervisor and VP to ensure that recommended investments meet client objectives in terms of pricing, duration, risk tolerance, etc.
- Engage in due diligence of potential investments, including onsite visits; some travel required, both domestic and international, subject to resumption of normal travel conditions
Credit Analysis – Portfolio Maintenance
- Monitor the credit quality of portfolio companies and make buy/sell/hold recommendations as changes in the credit profile or portfolio needs warrant
- Regularly provide written and oral reports regarding portfolio companies
- Effectively communicate within Investments and other internal units, as well as external constituents such as senior management of portfolio companies, bankers, and legal counsel
- Assign internal credit outlooks and rate credits biannually
- Perform month-end portfolio pricing in cooperation with Investment Accounting
- Work alongside legal counsel in amendment and workout situations
- Assume responsibilities for special projects or other duties when required
Qualifications
- 4+ years relevant work experience in investments and/or corporate lending
- Strong knowledge of fixed income market, economics, and credit research required
- Minimum Bachelor's degree required; MBA and/or CFA credentials preferred (for CFA candidates, future exam fees paid by Unum)
- Strong analytical skills, both qualitative and quantitative
- Deep knowledge of financial statement analysis and financial modeling
- Excellent communication skills, both oral and written
- Strong critical thinking, with ability to problem-solve
- Excel and Bloomberg proficient
- Negotiation and documentation skills
- Demonstrated ability to collaborate in a team setting