Credit Analyst / Credit Manager – Real Estate Lending

Title – Credit Analyst / Credit Manager – Real Estate Lending

Relevant Experience – 2 - 5  yrs

Qualifications – CA/ MBA with CFA/progress towards the CFA charter

Job Description

• Preliminary screening of commercial real estate financing transactions and structuring
• Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner.
• Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis
• Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations
• Presenting the proposal to sanctioning authorities
• Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
• Preparing term sheets
• Checking disbursements to ensure compliance with sanctioned terms
• The role is a part of a team reporting tor an AVP responsible for a part of the portfolio

Candidates who fit the above requirements can apply in confidence to shah.deven@kotak.com. Must mention "CFA-Charter-KMIL Expression of Interest" in the subject line.